Get Out of Debt by Opting Out Of Pre-Approved Credit Card Offers
If you're in debt or are taking steps to manage your credit cards you can do one important thing to get out of debt - Don't make any more! If your mailbox is inundated with offers for pre-approved credit cards you can take control today by opting out. Don't be tempted to send in yet another application that will keep you in debt - forever!
Get out of debt and stay out by choosing not to receive any more tempting offers via mail. Start by calling 1-888-5-OPTOUT (1-888-567-8688). This will enable you to have your name removed from direct marketing lists.
You can also opt out via the World Wide Web by visiting: http://www. OptOutPreScreen.com. This is the consumer credit reporting industry opt-out Web site. Using these facilities to cancel any offers for new pre-approved credit cards can make it easy to by not accruing any more. These options for spending money that you don't have and can't afford to repay are only making credit card companies richer, not you!
Take further steps to get out of debt and become financially free by contacting individual credit bureaus and exercising your right to opt out. Here are some handy addresses:
Equifax Opt Out at:
Equifax Inc
PO Box 740123
Atlanta, GA 30374-0123
TransUnion Opt Out at:
TransUnion LLC
Name Removal Option
PO Box 97328
Jackson, MS 39288
Experian Opt Out at:
Experian
901 West Bond
Lincoln, NE 68521
Attn: Consumer Services Department - tell them you wish to opt out so that you can get out of debt and take control of your finances - they can't say no, so go for it!
Get out of debt encouraging practices by writing to the Direct Marketing Association at the addresses below and tell them you wish to opt out of all pre-approved offers. Make sure to list any important information like your full name, current address, and home telephone number.
Direct Marketing Association
Mail Preference Service
PO Box 1559
Carmel, NY 10512
Direct Marketing Association
Telephone Preference Service
PO Box 1559
Carmel, NY 10512 - Yes, you can get out of debt by avoiding temptation!
If you have made the move to get out of debt by opting out - don't be tempted to 'undo' all your hard work. The next time you are at the bank, walk right past those sneaky little brochures. You don't need them anymore!
