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<title>Debt to Income Ratio</title>
<link>http://www.debt-elimination-guide.net/blog/debt-to-income-ratio.html</link>
<description>Information and Resources on How to Get Out of Debt - Debt to Income Ratio - Debt Calculators - Debt Free Living
</description>
<language>en</language>
<copyright>Copyright 2007</copyright>
<lastBuildDate>Tue, 08 May 2007 17:06:52 -0800</lastBuildDate>
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<item>
<title>Beating the Debt Beast - Jack&apos;s</title>
<description><![CDATA[<p>Jack is an average American, married with one kid living in the suburbs. A few years ago, Jack and his wife fell into a bad patch financially and struggled with the "debt beast." The debt beast had its claws into them badly with debts mounting and more and more interest being due. Jack nearly lost his marriage over this struggle. Here is Jack's story on how the debt beast came to visit Jack and how he was finally able to beat </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Beating-the-Debt-Beast---Jacks-Story&id=551391">Beating the Debt Beast - Jack's </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/beating-the-debt-beast-jacks.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/beating-the-debt-beast-jacks.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Tue, 08 May 2007 17:06:52 -0800</pubDate>
</item>
<item>
<title>How Can I Reduce My</title>
<description><![CDATA[<p>In a highly materialistic world where the word plastic has attained tremendous significance, we are often tempted to purchase more than our bank balances can afford. As a result consumer debt has increased manifold leading to bankruptcies and financial </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?How-Can-I-Reduce-My-Debt?&id=536214">How Can I Reduce My </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-can-i-reduce-my.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-can-i-reduce-my.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Fri, 27 Apr 2007 11:09:44 -0800</pubDate>
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<item>
<title>Calculating Debt in Management</title>
<description><![CDATA[<p>Arrears are a stressor. The stressor can eight break you or make you take action to resolve the problem. When it comes to debt, most people struggle, grind and fail to see a way out, but the fact is, there is always a way out of </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Calculating-Debt-in-Management-Solutions&id=540221">Calculating Debt in Management </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/calculating-debt-in-management.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/calculating-debt-in-management.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Thu, 26 Apr 2007 12:32:16 -0800</pubDate>
</item>
<item>
<title>How To Find The Perfect Bad Credit Mortgage Loan</title>
<description><![CDATA[<p>A bad credit mortgage loan is a loan based on the equity in your home. This type of loan can help you in lowering your overall interest payments and monthly payments, and also in consolidating all your debts and is very helpful in repairing your </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?How-To-Find-The-Perfect-Bad-Credit-Mortgage-Loan-Company&id=394652">How To Find The Perfect Bad Credit Mortgage Loan </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-to-find-the-perfect-bad-credit-mortgage-loan.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-to-find-the-perfect-bad-credit-mortgage-loan.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Fri, 29 Dec 2006 08:17:06 -0800</pubDate>
</item>
<item>
<title>How To Budget And Reduce Your</title>
<description><![CDATA[<p>Everyone has to budget at some point of time. It does a person no good to see a bank balance reducing and nothing coming in. Sometimes measures have to be undertaken where one can start reducing the burden of debt and start saving a </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?How-To-Budget-And-Reduce-Your-Debt&id=385552">How To Budget And Reduce Your </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-to-budget-and-reduce-your.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-to-budget-and-reduce-your.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Thu, 14 Dec 2006 10:27:19 -0800</pubDate>
</item>
<item>
<title>Read This if You are Seeking Bill Consolidation</title>
<description><![CDATA[<p>Debt is a problem that most people try to avoid. Unfortunately due to uncontrollable factors and bad decisions, many people find themselves falling into debt. People find that once they are in debt, trying to get out can be an endless circle of paying just enough to cover the interest and never getting </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Read-This-if-You-are-Seeking-Bill-Consolidation-Loans&id=339326">Read This if You are Seeking Bill Consolidation </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/read-this-if-you-are-seeking-bill-consolidation.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/read-this-if-you-are-seeking-bill-consolidation.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Fri, 27 Oct 2006 09:22:55 -0800</pubDate>
</item>
<item>
<title>How to Consolidate Student Debt to Save Thousands: Combined or</title>
<description><![CDATA[<p>When you are thinking about consolidating your student debt, there is an issue that may arise and you should be prepared to make a well informed decision. Otherwise you might end up paying thousands of dollars in interests that you could have avoided. This issue is whether to consolidate your government and private loans combined or </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?How-to-Consolidate-Student-Debt-to-Save-Thousands:-Combined-or-Separated?&id=302778">How to Consolidate Student Debt to Save Thousands: Combined or </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-to-consolidate-student-debt-to-save-thousands-combined-or.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/how-to-consolidate-student-debt-to-save-thousands-combined-or.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Wed, 20 Sep 2006 08:32:39 -0800</pubDate>
</item>
<item>
<title>Debt Reduction and Elimination - How to Find a Good Debt Reduction</title>
<description><![CDATA[<p>If you find yourself constantly making late payments and sinking deeper into debt, it may be time to consider debt reduction services. Here are some tips to help you find a debt reduction service best suited for your </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Debt-Reduction-and-Elimination---How-to-Find-a-Good-Debt-Reduction-Service&id=248771">Debt Reduction and Elimination - How to Find a Good Debt Reduction </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/debt-reduction-and-elimination-how-to-find-a-good-debt-reduction.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/debt-reduction-and-elimination-how-to-find-a-good-debt-reduction.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Wed, 06 Sep 2006 13:36:05 -0800</pubDate>
</item>
<item>
<title>Student Loan Consolidation - The</title>
<description><![CDATA[<p>When it comes to student loan consolidation, this is typically a very good way to save yourself some money, as well as getting a lower rate of interest on the loan. However, you should consider some of the implications at the same </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Student-Loan-Consolidation---The-Implications&id=286384">Student Loan Consolidation - The </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/student-loan-consolidation-the.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/student-loan-consolidation-the.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Thu, 31 Aug 2006 17:13:13 -0800</pubDate>
</item>
<item>
<title>Overcoming Bad Credit Scrores with a Home Equity Loan or Second</title>
<description><![CDATA[<p>If you have bad credit, but want to save some money and repair your credit score, take out a home equity loan. Of course you need to own a home first, but if you already own a home, and are serious about raising credit score and saving money, then a 2nd mortgage is a great start. Home equity loans will enable you to pay off collections, bad debts, judgements, and past due credit cards. Even if you had a bankruptcy years ago, home equity loans can offer solutions to many high interest debt </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Overcoming-Bad-Credit-Scrores-with-a-Home-Equity-Loan-or-Second-Mortgage&id=259838">Overcoming Bad Credit Scrores with a Home Equity Loan or Second </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/overcoming-bad-credit-scrores-with-a-home-equity-loan-or-second.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/overcoming-bad-credit-scrores-with-a-home-equity-loan-or-second.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Thu, 03 Aug 2006 12:46:26 -0800</pubDate>
</item>
<item>
<title>Top 10 Reasons Why People Look for Ways to Consolidate</title>
<description><![CDATA[<p>People tend to have their own reasons for choosing to consolidate their debt, but for the most part, it has to do with time and payment management. If you have only one payment that you have to make, the interest will most likely be lower on a monthly basis, though if the loan is extended over a period of time, it may be higher in the </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Top-10-Reasons-Why-People-Look-for-Ways-to-Consolidate-Debt&id=243614">Top 10 Reasons Why People Look for Ways to Consolidate </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/top-10-reasons-why-people-look-for-ways-to-consolidate.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/top-10-reasons-why-people-look-for-ways-to-consolidate.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Sat, 15 Jul 2006 14:47:58 -0800</pubDate>
</item>
<item>
<title>What You Need to Know about Consolidating Student</title>
<description><![CDATA[<p>Chances are if you've taken out student loans in order to finance your education you have been, or at least will be, receiving calls and offers in the mail to consolidate your student loans. There are actually numerous advantages to consolidating your student </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?What-You-Need-to-Know-about-Consolidating-Student-Loans&id=240108">What You Need to Know about Consolidating Student </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/what-you-need-to-know-about-consolidating-student.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/what-you-need-to-know-about-consolidating-student.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Tue, 11 Jul 2006 15:03:16 -0800</pubDate>
</item>
<item>
<title>Consolidating Credit Debt, Developing a Budget &amp; Saving Money With a Second</title>
<description><![CDATA[<p>The first step towards overcoming your financial obstacles is to do a realistic assessment of how much money you are bringing in, and and how much money have going out for expenses. Start by listing your income and then list you debts, and the monthly payments for each bill. This is a formula for calculating your <a href="http://www.debt-elimination-guide.net/debt-to-income-ratio.html">debt to income ratio</a>. Many times these second mortgages can reduce years of interest because these loans allow you to refinance revolving credit into a fixed rate mortgage. If you are in a position to save some money, and lower your monthly payments then consider a home equity loans to 125% and enjoy the money that goes into your bank </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Consolidating-Credit-Debt,-Developing-a-Budget-andamp;-Saving-Money-With-a-Second-Mortgage&id=233419">Consolidating Credit Debt, Developing a Budget & Saving Money With a Second </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/consolidating-credit-debt-developing-a-budget-saving-money-with-a-second.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/consolidating-credit-debt-developing-a-budget-saving-money-with-a-second.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Fri, 07 Jul 2006 10:17:39 -0800</pubDate>
</item>
<item>
<title>Take Control of Finances Through Debt</title>
<description><![CDATA[<p>Any borrower may fall into a debt trap because of rising consumerism. When debts pile up, it becomes increasingly difficult to manage them and problems for the borrower start. The borrowers however can have much needed respite once they take refuge in debt management. There are many techniques of debt management available to modern day borrowers. The articles suggests on how to go for an effective debt </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Take-Control-of-Finances-Through-Debt-Management&id=227117">Take Control of Finances Through Debt </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/take-control-of-finances-through-debt.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/take-control-of-finances-through-debt.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Sat, 01 Jul 2006 08:04:39 -0800</pubDate>
</item>
<item>
<title>Refinance Loan Tips: Debt-to-Income</title>
<description><![CDATA[<p>Your <a href="http://www.debt-elimination-guide.net/debt-to-income-ratio.html">debt to income ratio</a> compares the amount of your debt (minus your mortgage payment) to your gross income. The first step in calculating your debt-to-income ratio is figuring your gross monthly income, which is the amount you earn prior to all </p>

<p class="rss_attribution">From <a href="http://ezinearticles.com/?Refinance-Loan-Tips:-Debt-to-Income-Ratio?&id=213288">Refinance Loan Tips: Debt-to-Income </a></p>]]></description>
<link>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/refinance-loan-tips-debt-to-income.html</link>
<guid>http://www.debt-elimination-guide.net/blog/debt-elimination/debt-to-income-ratio/refinance-loan-tips-debt-to-income.html</guid>
<category>Debt to Income Ratio</category>
<pubDate>Tue, 06 Jun 2006 15:22:58 -0800</pubDate>
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