May 12, 2007
Debt Relief From Debt
Life throws people a number of challenges often on a daily basis and unfortunately, some of those are financial challenges. The loss of a job, an illness and many other situations can make paying off loans difficult to do. Sometimes people simply overextend themselves with their financial commitments and find that they can't always make even the minimum payment on all of their
Posted by Gary at 12:50 PM
December 06, 2006
Second Mortgage Loans Versus Compounding Credit Card
Many people argue that the repayment period for a closed-end second mortgage is longer than that of credit cards. But, with penalty rates and fees tacked onto the compounding interest, many consumers are getting caught in the spiral of "negative amortization," which is what regulators call it when consumers make payments but balances continue to grow because of penalty costs. The new bankruptcy laws forced credit card companies to double their minimum payments, but that's not enough to reduce the principal quickly enough for people to pay their balances off in a timely manner. Instead, their balances continue to grow. So, it makes sense to go ahead and use the equity in your home to end this cycle by paying off credit cards with a closed-end second
From Second Mortgage Loans Versus Compounding Credit Card
Posted by Greg at 10:40 AM
November 29, 2006
Benefits of Refinancing Your Bad Debt - Consolidation
Why would you want to take the most important purchase you ever made, your house, and refinance it to pay off bad debts? I guess the first thing we need to do is define what a bad debt is. A bad debt is a debt that takes you too long to pay off and costs you more than it should. A couple examples of bad debts are high interest (over 8%) credit cards, high interest loans (over 7.5%), and anything that is a judgment or a
From Benefits of Refinancing Your Bad Debt - Consolidation
Posted by Sean at 12:15 PM
November 28, 2006
Learn Before Your Leap into a Debt and Bill Consolidation
Regardless of the time of year there never seems to be enough money to go around. If it isn't the holidays, it's your niece's birthday or mother's day. Just having enough money to cover your bills is challenging enough. If this sounds familiar, take comfort in knowing that you're not alone. One possible solution is to look into a debt and bill consolidation
From Learn Before Your Leap into a Debt and Bill Consolidation
Posted by Murray at 03:00 PM
October 20, 2006
Getting Out of Debt
Are you up to your eyeballs in debt? It's not a prime position that you want to be in, and it has to be one of the first areas that you must work on in improving your personal life. Is your credit score horrible? Well read on and I will try and set you on the right path in improving this
From Getting Out of Debt
Posted by John at 05:35 PM
October 05, 2006
Do You Have a Debt
So many people are in way to deep when it comes to debt - they just don't know it yet. I am constantly surprised at how many people tell me that they have everything under control. Yet, they don't have enough money to pay the bills without juggling things around. Or they can't buy groceries. Or they say they will start saving for retirement tomorrow, not realizing that tomorrows add up to too
From Do You Have a Debt
Posted by Chris at 02:23 PM
October 03, 2006
The American Debt
The land of the free and home of the brave! Do you need some debt elimination? Then you are going to have to either get everything for free or be brave and do the following. Go on the debt diet, what the heck is that? Like any diet it is about losing stuff, in this case it is about losing debts. What can you
From The American Debt
Posted by John at 08:36 AM
September 28, 2006
Good Debt or Bad
Been there done that, everyone is going to have some debt at one point or another. Some of us are under a mountain of it and others are on top of that mountain. Learning how to climb and conquer the mountain of debt is something I have done and taught others how to
From Good Debt or Bad
Posted by Guido at 01:47 PM
